Savings, Assets and Pensions
Having sufficient levels of savings, assets and pensions are central to being financially included and secure. Many black and minority ethnic people experience labour market disadvantage, including unemployment and low earnings. Consequently, many find it difficult to build savings, assets or a decent pension for retirement. This leaves them vulnerable to the financial shocks and emergencies we all face and puts them at risk of poverty in retirement.
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Ready for Retirement? Pensions and Bangladeshi Self-employmentBy Phil MawhinneyFunded by The Nationwide Foundation |
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Saving Beyond the High Street: A Profile of Saving Patterns among Black and Minority Ethnic PeopleBy Omar KhanFunded by The Nationwide Foundation |
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Why Do Assets Matter? Asset Equality and Ethnicity: Building Towards Financial InclusionBy Omar KhanFunded by the Equality and Human Rights Commission |
We have also contributed responses to developments in pensions policy, highlighting the particular disadvantages faced by people in BME communities.
The Pensions Bill: Briefing Paper (2007)
Personal Accounts: Implications for Black, Asian and Minority Ethnic Communities (2007)
Proposals for Pensions Reform: Implications for Black and Minority Ethnic Communities (2006)
