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Financial Inclusion

Financial inclusion means that everyone in society is able to access and use appropriate and affordable financial goods and services. Many people in the UK, including many black and minority ethnic people (BME), are excluded from these services, unable to open a bank account, obtain affordable loans or receive money advice. This has a wider effect on people's ability to participate in economic and social life.

We are running a 3-year research programme investigating the financial needs of older black and minority ethnic people. Read more about our Older BME People programme.

We have also published a number of reports highlighting how black and minority ethnic people have low levels of savings and pensions and hold fewer assets. Read more on Savings, Assets and Pensions.

As well as our current work we have published a number of research reports showing the different ways in which ethnic minorities experience disdavantage and financial exclusion. Download these for free.

Financial Inclusion and Ethnicity: An Agenda for Research and Policy Action (2008)
By Omar Khan
Funded by The Friends Provident Foundation
Who Pays to Access Cash? Ethnicity and Cash Machines (2009)
By Omar Khan and Ludi Simpson
Funded by The Calouste Gulbenkian Foundation
Seeking Sound Advice: Financial Inclusion and Ethnicity (2010)
By Phil Mawhinney
Funded by The Nationwide Foundation

Contact Omar Khan, head of policy research, to find out more about Runnymede's work in this area.